Category Archives for "General Info"

What is a Property Valuation

By Matthew Kenworthy | General Info

A property valuation report is a requirement for most lenders when approving a home loan. The report will include an estimate of the property’s value as well as extra information about the property. Extra information in the report includes: Land Size Building Size Condition of the Building Potential Concerns or Risks with the Property Nearby […]

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Non-Standard Properties

By Matthew Kenworthy | General Info

Just as a lender will not take all borrowers, they also will not take all properties as security for a home loan. This often surprises many people. It is also one of the reasons that pre-approvals are never 100% certain. While the bank might be happy with you as applicants, the property that you choose […]

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Home Loans Are Simple

By Matthew Kenworthy | General Info

Home Loans are simple. Many people are overwhelmed when considering their home loan options. The reality is that they are not that complex. Putting it simply. The bank gives you the money and you pay the money back to them (along with interest and fees) over a period of time. Home Loans To Suit Your […]

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What Insurances Do I Need?

By Matthew Kenworthy | General Info

When taking out a large commitment such as a mortgage, it is important to have insurance against any unexpected events. We always hope that nothing will ever go wrong, but the reality is that it sometimes does. It is important to be prepared. Building Insurance When a bank takes a mortgage over your property they […]

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Low Doc Home Loans

By Matthew Kenworthy | General Info

For self-employed borrowers it can be more difficult prove your income for a home loan. For employees showing payslips is easy, for the self employed this isn’t possible. To prove your income banks will want to see proof of your last two years’ business income. This is generally done by providing your last 2 years […]

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