All Posts by Matthew Kenworthy

About the Author

Matthew Kenworthy is a specialist in all aspects of Residential & Commercial Finance. He can assist all borrowers from First Home Buyers to Property Investors with Large Portfolios.

Is Debt Consolidation Worth It

By Matthew Kenworthy | Finance Tips

Debt consolidation is where many loans are combined into one. The most common circumstance is where multiple unsecured debts (such as personal loans & credit cards) are combined into a single loan to reduce outgoing payments. The single loan is generally secured by residential property. For smaller loan amounts they could also be combined into […]

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Why Commercial Property Is Different

By Matthew Kenworthy | Commercial Property

The residential market is currently quite subdued. This means many investors are now looking at branching out into commercial property investment. Commercial property is very different to residential property. As the property is different, so are the loans provided to buy them. Difference between Commercial & Residential Finance Generally speaking, loans secured by commercial property […]

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No Savings Home Loans

By Matthew Kenworthy | First Home Buyers

There are a number of options still available for First Home Buyers who are looking to purchase their first home without a saved deposit. While 100% home loans have changed somewhat since the global financial crisis, they are still possible for the right applicants. Using a Guarantor The most common form of 100% home loan […]

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Why Use A Guarantor?

By Matthew Kenworthy | First Home Buyers

Guarantor home loans are popular with borrowers looking to get into the housing market who have very little to no savings. They may also be useful for borrowers who have saved a deposit but have less than 20% and are looking to avoid paying lenders mortgage insurance. There are a number of reasons why many […]

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Frequent Flyer Home Loans

By Matthew Kenworthy | Finance Tips

Frequent Flyer programs and other reward programs are extremely popular among consumers. Some common points-based programs include: Flybuys Velocity Frequent Flyer Woolworths Everyday Rewards Qantas Frequent Flyer program. Many lenders offer the ability to earn frequent flyer points with your home loan. In some instances, these are upfront bonuses for taking out the home loan […]

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RBA Update April 2017

By Matthew Kenworthy | Reserve Bank News

The Reserve Bank today announced it has decided to leave interest rates on hold. The cash rate has now remained at 1.50% for the past 8 months. The next meeting is scheduled for Tuesday May 2. What Comments Did They Make? By reinforcing strong lending standards, the recently announced supervisory measures should help address the […]

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