All Posts by Matthew Kenworthy

About the Author

Matthew Kenworthy is a specialist in all aspects of Residential & Commercial Finance. He can assist all borrowers from First Home Buyers to Property Investors with Large Portfolios.

Variable Rate Loans

By Matthew Kenworthy | General Info

A variable rate loan is a loan where the interest rate, and therefore repayments can be changed at any time by the lender. They are the most common type of home loan. What are the Benefits of a Variable Rate loan? Extra Repayments Variable rate loans allow you to make unlimited extra repayments. Extra repayments […]

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Line of Credit

By Matthew Kenworthy | General Info

A Line of Credit (often referred to as an equity loan) is a means of converting available equity in a property into funds that can be used for future investment. A Line of Credit works very similarly to a credit card in that once the loan is in place you can use the funds when […]

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Fixed Rate Loans

By Matthew Kenworthy | General Info

A fixed rate loan as the name suggests is a loan where the interest rate and therefore the repayments are fixed for a certain amount of time. Fixed rates are determined by the banks and move independently of the Reserve Bank cash rate, and the banks variable rate loan products. How Long Can I Fix […]

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Construction Loans

By Matthew Kenworthy | General Info

A construction loan (also known as a progressively drawn loan) is a loan that increases over time. The loan gets bigger as construction moves towards completion which helps borrowers keep the repayments low whilst they’re not occupying the property (or receiving rental if building for investment purposes). Most residential building construction contracts are done as […]

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